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The buy-vs-rent calculation depends on your BAH rate, current pricing, interest rates, and how the equity math works over a 3–4 year horizon. Buyers who purchase at or near their BAH rate and sell under normal market conditions after a typical assignment have historically built meaningful equity in Pensacola. But the calculation requires honest numbers. Working with an agent who has experience with military buyers — and a lender who can model both scenarios accurately — is worth doing early, before you arrive on orders.
This answer is part of a longer article by Pam Heinold:
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