Frequently Asked Question

What should I look for in a home inspection of an existing Pensacola home?

By Pam HeinoldBuyer GuideLast Updated:

Quick Answer

Focus on the four systems that most affect insurability and near-term cost: roof condition and age, HVAC age and service history, electrical panel (watch for Federal Pacific Stab-Lok panels in older homes), and any evidence of prior water intrusion. A standard inspection plus a wind mitigation inspection and four-point report gives you the clearest picture of what you're buying and what it will cost to insure.

Key Takeaways

  • Focus on the four systems that most affect insurability and near-term cost: roof condition and age, HVAC age and service history, electrical panel (watch for Federal Pacific Stab-Lok panels in older homes), and any evidence of prior water intrusion.
  • A standard inspection plus a wind mitigation inspection and four-point report gives you the clearest picture of what you're buying and what it will cost to insure.

The Full Answer

Focus on the four systems that most affect insurability and near-term cost: roof condition and age, HVAC age and service history, electrical panel (watch for Federal Pacific Stab-Lok panels in older homes), and any evidence of prior water intrusion. A standard inspection plus a wind mitigation inspection and four-point report gives you the clearest picture of what you're buying and what it will cost to insure.

This answer is part of a longer article by Pam Heinold:

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